- 阅读理解A
题干:Forgetaboutthedayswhenbanksluredcustomerswithoffersof“free”toaster.Intheharshnewworldofconsumerbanking,it’stheaccountholderwhomaygetburned.Overthepastfewyears,bankshavesystematicallyraisedtheiroldfeesandinventednewones—asmanyas100differentkinds.Thesizeofthesechargesjumpedmorethan50percentoncheckingandsavingsaccountssince1990,accordingtoBankRateMonitor,anindependentprovideroffinancialdata.Meanwhile,interestratespaidonpassbooksavingsandnegotiableorderofwithdrawal(NOW)accountsfailedtokeeppacewithinflation,letalonewithotherlow-riskinvestments.Andtechnologieslikeautomatedtellermachines(ATMs)havetrulyturnedintocashmachines—forthebank.CheckingProfits.AccordingtoareportbytheFederalReserveBoard,fewerthaneightpercentofallcommercialbanksnowofferfreechecking.Insomebigcities,suchasLosAngelesandSanFrancisco,freecheckingisvirtuallyextinct.What’smore,theminimumbalancerequiredfortheaveragecheckingaccounthasincreaseddramaticallysincetheFederalReservelastsurveyedbanksin1994.AccountholderslookingforinterestontheircheckingthroughaNOWaccounthadtoraisetheirbalancenearly50percentto$1,500onaverageandtheyearnedjust1.5percentannuallyfortheirtrouble.NationsBankinMiamirecentlyoffereda“DeluxeSecure”checkingaccount.Depositorsgotonlyanaverage1.5percentinterestontheircheckingbalance.Andtheywererequiredtokeep$5,000tiedupinasavingsaccountor$21maintenancefee.NewYorkCity’schemicalinformeditscheckingcustomersthattheir“lowminimum”accountswouldbeconvertedintonew“relationship”accounts—withahigherminimumbalance.Thenewminimumnecessarytoavoidextrafeesjumpedfrom$1,500to$3,000.Thedubiousnewbenefitstocustomers?Bankingexecutivessaythere’sagoodreasonwhyfeesarehigher.Sincefinancialserviceswerederegulatedintheearly1980s,competitorshaveluredawayhigh-marginbusinessthatoncesustainedbankprofits.Americansareavoidinglow-interestbankaccountsinfavorofhigh-yieldinginvestmentssuchasmutualfunds.Creditcardholderscangetmorefavorabletermsfromanationalcardissuerthanfromtheirlocalbank.Home-buyerscannowtapanationalmarketforthemostcompetitivemortgagerates,andnew-carbuyerscanshopforloansfromauto-financespecialistslikeGeneralMotorsAcceptanceCorp.Still,thebankshavemanagedtoregaintheirprofitsinpartwithhighcustomerfees.Infact,thebankingindustryhasreportedrecordearningsoverthepastthreeyears.
题目: What can be inferred from the sentence “it’s the account holder who may get burned” (Line 2, Paragraph 1)?() - A 、The author asserts that the account holder should be careful about the free toaster
- B 、The author thinks that the account holder is the very person who used the toaster
- C 、The author suggests that the account holder should be careful about the bank
- D 、The author holds that the bank should be criticized

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【正确答案:C】
语义理解题,文章首段指出拿着银行赠送的免费烤箱,储户可能庆幸没有花钱,却不知这烤箱会烫伤自己,这里是指储户实际上是吃亏了。因此C项“作者暗示储户要提防银行”是正确选项。

- 1 【阅读理解A】 It can be inferred from the text that one of the major objectives of affirmative action is to().
- A 、discourage the practice of racial discrimination in college admissions
- B 、adapt the Supreme Court’s ruling to college situations
- C 、formulate the right policies for college admissions
- D 、ensure race-neutral programs are set up in college and universities
- 2 【阅读理解A】 It can be inferred from the passage that scientists of the 18th century().
- A 、thought that they knew a great deal and could solve most problems of science
- B 、were afraid of facing up to the realities of scientific research
- C 、knew that they were ignorant and wanted to know more about nature
- D 、did more harm than good in promoting man' s understanding of nature
- 3 【阅读理解A】 It can be inferred from Berger's suggestions that().
- A 、people do not reveal their true self on every occasion
- B 、in most cases we should avoid contacting the observed person directly
- C 、the best way to know a person is by making comparisons
- D 、face-to-face interaction is the best strategy to uncover information about a person
- 4 【阅读理解A】 It can be inferred from the passage that people's views on beauty are often().
- A 、practical
- B 、prejudiced
- C 、old-fashioned
- D 、radical
- 5 【阅读理解A】 What can be inferred from the last paragraph about the current newspaper business?()
- A 、Distinctiveness is an essential feature of newspapers.
- B 、Completeness is to blame for the failure of newspaper
- C 、Foreign bureaus play a crucial role in the newspaper business
- D 、Readers have lost their interest in car and film reviews
- 6 【阅读理解A】 What can be inferred from the Michael Fay case?()
- A 、Many Americans were opposed to what Michael Fay received in Singapore
- B 、The American media did not pay any attention to cultural differences until 1994
- C 、The caning was effective because Michael Fay subsequently refrained from vandalism
- D 、Michael Fay left Singapore immediately after the caning punishment
- 7 【阅读理解A】It can be inferred from the passage that_____.
- A 、honesty should be encouraged in interpersonal communications
- B 、more employers will use emails to communicate with their employees
- C 、suitable media should be chosen for different communication purposes
- D 、email is now the dominant medium of communication within a company
- 8 【阅读理解A】It can be inferred from the last sentence of the second paragraph that_____.
- A 、business success often contributes to a successful marriage
- B 、Americans wish to succeed in every aspect of life
- C 、good personal relationships lead to business success
- D 、successful business people provide good care for their children
- 9 【阅读理解A】What can be inferred from the passage?
- A 、It is human nature to shift between self-doubt and blind pride.
- B 、Intense competition may contribute to economic progress.
- C 、The revival of the economy depends on international cooperation.
- D 、A long history of success may pave the way for further development.
- 10 【阅读理解A】It can be inferred from paragraph 3 that_____.
- A 、shippers will be charged less without a rival railroad
- B 、there will soon be only one railroad company nationwide
- C 、overcharged shippers are unlikely to appeal for rate relief
- D 、a government board ensures fair play in railway business
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