- 阅读理解A
题干：Duringthepastgeneration,theAmericanmiddle-classfamilythatoncecouldcountonhardworkandfairplaytokeepitselffinanciallysecurehasbeentransformedbyeconomicriskandnewrealities.Nowapinkslip，abaddiagnosis，oradisappearingspousecanreduceafamilyfromsolidlymiddleclasstonewlypoorinafewmonths.Injustonegeneration,millionsofmothershavegonetowork,transformingbasicfamilyeconomics.Scholars,policymakers,andcriticsofallstripeshavedebatedthesocialimplicationsofthesechanges，butfewhavelookedatthesideeffect：familyriskhasrisenaswell.Today'sfamilieshavebudgetedtothelimitsoftheirnewtwo-paycheckstatus.Asaresult,theyhavelosttheparachutetheyoncehadintimesoffinancialsetback-aback-upearner(usuallyMom)whocouldgointotheworkforceiftheprimaryearnergotlaidofforfellsick.This“added-workereffect"couldsupportthesafetynetofferedbyunemploymentinsuranceordisabilityinsurancetohelpfamiliesweatherbadtimes.Buttoday,adisruptiontofamilyfortunescannotlongerbemadeupwithextraincomefromanotherwise-stay-at-homepartner.Duringthesameperiod，familieshavebeenaskedtoabsorbmuchmoreriskintheirretirementincome.Steelworkers，airlineemployees,andnowthoseintheautoindustryarejoiningmillionsoffamilieswhomustworryaboutinterestrates，stockmarketfluctuation,andtheharshrealitythattheymayoutlivetheirretirementmoney.Formuchofthepastyear,PresidentBushcampaignedtomoveSocialSecuritytoasavings-accountmodel，withretireestradingmuchoralloftheirguaranteedpaymentsforpaymentsdependingoninvestmentreturns.Foryoungerfamilies,thepictureisnotanybetter.Boththeabsolutecostofhealthcareandtheshareofitbornebyfamilieshaverisen-andnewlyfashionablehealth-savingsplansarespreadingfromlegislativehallstoWal-Martworkers,withmuchhigherdeductiblesandalargenewdoseofinvestmentriskforfamilies'futurehealthcare.Evendemographicsareworkingagainstthemiddleclassfamily,astheoddsofhavingaweakelderlyparent-andalltheattendantneedforphysicalandfinancialassistance-havejumpedeightfoldinjustonegeneration.Fromthemiddle-classfamilyperspective，muchofthis，understandably，looksfarlesslikeanopportunitytoexercisemorefinancialresponsibility，andagooddealmorelikeafrighteningaccelerationofthewholesaleshiftoffinancialriskontotheiralreadyoverburdenedshoulders.Thefinancialfallouthasbegun,andthepoliticalfalloutmaynotbefarbehind.
题目：Today's double-income families are at greater financial risk in that_____. - A 、the safety net they used to enjoy has disappeared
- B 、their chances of being laid off have greatly increased
- C 、they are more vulnerable to changes in family economics
- D 、they are deprived of unemployment or disability insurance
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参考答案【正确答案：C】
细节题。文章第二段第-、二句提到，母亲出去工作后, 家庭经济状况发生变化，其结果是家 庭的经济风险上升。该段接着指出，如今的家庭根据其新的双收入限度安排开支，这就使得 它们失去了它们在经济萧条时期曾经有过的缓解举措-一如果家庭的主要挣钱者失业了或 者病倒了，后备挣钱者可以出去工作，以便帮助家庭渡过难关，但现在不可能这样了。这说 明, 双收入家庭更容易受家庭经济情况变化的影响，从而面临更大的经济风险。C选项为正 确选项。
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