- 阅读理解A
题干：Duringthepastgeneration,theAmericanmiddle-classfamilythatoncecouldcountonhardworkandfairplaytokeepitselffinanciallysecurehasbeentransformedbyeconomicriskandnewrealities.Nowapinkslip，abaddiagnosis，oradisappearingspousecanreduceafamilyfromsolidlymiddleclasstonewlypoorinafewmonths.Injustonegeneration,millionsofmothershavegonetowork,transformingbasicfamilyeconomics.Scholars,policymakers,andcriticsofallstripeshavedebatedthesocialimplicationsofthesechanges，butfewhavelookedatthesideeffect：familyriskhasrisenaswell.Today'sfamilieshavebudgetedtothelimitsoftheirnewtwo-paycheckstatus.Asaresult,theyhavelosttheparachutetheyoncehadintimesoffinancialsetback-aback-upearner(usuallyMom)whocouldgointotheworkforceiftheprimaryearnergotlaidofforfellsick.This“added-workereffect"couldsupportthesafetynetofferedbyunemploymentinsuranceordisabilityinsurancetohelpfamiliesweatherbadtimes.Buttoday,adisruptiontofamilyfortunescannotlongerbemadeupwithextraincomefromanotherwise-stay-at-homepartner.Duringthesameperiod，familieshavebeenaskedtoabsorbmuchmoreriskintheirretirementincome.Steelworkers，airlineemployees,andnowthoseintheautoindustryarejoiningmillionsoffamilieswhomustworryaboutinterestrates，stockmarketfluctuation,andtheharshrealitythattheymayoutlivetheirretirementmoney.Formuchofthepastyear,PresidentBushcampaignedtomoveSocialSecuritytoasavings-accountmodel，withretireestradingmuchoralloftheirguaranteedpaymentsforpaymentsdependingoninvestmentreturns.Foryoungerfamilies,thepictureisnotanybetter.Boththeabsolutecostofhealthcareandtheshareofitbornebyfamilieshaverisen-andnewlyfashionablehealth-savingsplansarespreadingfromlegislativehallstoWal-Martworkers,withmuchhigherdeductiblesandalargenewdoseofinvestmentriskforfamilies'futurehealthcare.Evendemographicsareworkingagainstthemiddleclassfamily,astheoddsofhavingaweakelderlyparent-andalltheattendantneedforphysicalandfinancialassistance-havejumpedeightfoldinjustonegeneration.Fromthemiddle-classfamilyperspective，muchofthis，understandably，looksfarlesslikeanopportunitytoexercisemorefinancialresponsibility，andagooddealmorelikeafrighteningaccelerationofthewholesaleshiftoffinancialriskontotheiralreadyoverburdenedshoulders.Thefinancialfallouthasbegun,andthepoliticalfalloutmaynotbefarbehind.
题目：Which of the following is the best title for this text? - A 、The Middle Class on the Alert.
- B 、The Middle Class on the Cliff.
- C 、The Middle Class in Conflict.
- D 、The Middle Class in Ruins.
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参考答案【正确答案：B】
主旨题。本题考查考生对全文内容的理解。文章第一段提到的“一个稳固的中产阶级家庭 几个月内就能变成贫困户”说明了中产阶级家庭的经济极其不稳定。第二、三段都围绕“中 产阶级家庭经济风险增加”展开论述。最后一段提到, 政府把金融风险大规模地转移到中产 阶级家庭已经不堪重负的肩膀上。由此可见，全文论谈的是中产阶级面临的危险困境，因此 B选项为最佳标题。
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