- 阅读理解A
题干：Forgetaboutthedayswhenbanksluredcustomerswithoffersof“free”toaster.Intheharshnewworldofconsumerbanking,it’stheaccountholderwhomaygetburned.Overthepastfewyears,bankshavesystematicallyraisedtheiroldfeesandinventednewones—asmanyas100differentkinds.Thesizeofthesechargesjumpedmorethan50percentoncheckingandsavingsaccountssince1990,accordingtoBankRateMonitor,anindependentprovideroffinancialdata.Meanwhile,interestratespaidonpassbooksavingsandnegotiableorderofwithdrawal(NOW)accountsfailedtokeeppacewithinflation,letalonewithotherlow-riskinvestments.Andtechnologieslikeautomatedtellermachines(ATMs)havetrulyturnedintocashmachines—forthebank.CheckingProfits.AccordingtoareportbytheFederalReserveBoard,fewerthaneightpercentofallcommercialbanksnowofferfreechecking.Insomebigcities,suchasLosAngelesandSanFrancisco,freecheckingisvirtuallyextinct.What’smore,theminimumbalancerequiredfortheaveragecheckingaccounthasincreaseddramaticallysincetheFederalReservelastsurveyedbanksin1994.AccountholderslookingforinterestontheircheckingthroughaNOWaccounthadtoraisetheirbalancenearly50percentto$1,500onaverageandtheyearnedjust1.5percentannuallyfortheirtrouble.NationsBankinMiamirecentlyoffereda“DeluxeSecure”checkingaccount.Depositorsgotonlyanaverage1.5percentinterestontheircheckingbalance.Andtheywererequiredtokeep$5,000tiedupinasavingsaccountor$21maintenancefee.NewYorkCity’schemicalinformeditscheckingcustomersthattheir“lowminimum”accountswouldbeconvertedintonew“relationship”accounts—withahigherminimumbalance.Thenewminimumnecessarytoavoidextrafeesjumpedfrom$1,500to$3,000.Thedubiousnewbenefitstocustomers?Bankingexecutivessaythere’sagoodreasonwhyfeesarehigher.Sincefinancialserviceswerederegulatedintheearly1980s,competitorshaveluredawayhigh-marginbusinessthatoncesustainedbankprofits.Americansareavoidinglow-interestbankaccountsinfavorofhigh-yieldinginvestmentssuchasmutualfunds.Creditcardholderscangetmorefavorabletermsfromanationalcardissuerthanfromtheirlocalbank.Home-buyerscannowtapanationalmarketforthemostcompetitivemortgagerates,andnew-carbuyerscanshopforloansfromauto-financespecialistslikeGeneralMotorsAcceptanceCorp.Still,thebankshavemanagedtoregaintheirprofitsinpartwithhighcustomerfees.Infact,thebankingindustryhasreportedrecordearningsoverthepastthreeyears.
题目： From the last paragraph, we know that（）. - A 、the banks are notorious businesses
- B 、never do business with the banks
- C 、the banks have succeeded in getting back the profits
- D 、due to high customer fees, the number of the account holders is decreasing
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参考答案【正确答案：C】
事实细节题，本文末段指出“银行已经设法赢回利润，部分是由于对客户实行高收费。事实上银行业宣称该行业在近三年的收益达到了历史最高。”由此可知C项“银行成功地恢复了赢利”是本题正确选项。
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