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冲刺必练:专升本考试历年真题(公共课四)
帮考网校2022-03-16 11:50
冲刺必练:专升本考试历年真题(公共课四)

部分省市2022年专升本考试举行时间即将到来,已经报名的小伙伴也在为考试做最后的准备。在最后阶段,除了教材学习之外,试题练习也是必不可少的。下面,帮考网为大家带来部分专升本考试历年真题,正在备考的小伙伴不妨来看看。

Cloze

Investorscan _51_ money simply by loaning it. The money they loan is called capital.Security (担保) is an expensive item which theborrower mortgages (抵押) to the investorto show that heintends to _52_ the debt. The way investors make money on loans is to chargeinterest. Interest is money that _53_ pay to investors forthe use of theirmoney. Interest is usually a certain percentage of the capital. Investorssometimes _54 ten percent ormore interest per year. The interest may becalculated daily, monthly, oryearly. The interest must be _55_ beforethe capital can be repaid. If the interest is not _56_ the agreed rate, the interest is added _57_ the capital. Thenthe borrower has _58_ pay interest on the unpaid interest _59_ on the capital.A debt can grow quickly this way. If the total of the capital and&;emsp;accumulatedinterest gets too high, the investorwill take _60_ ofthe item used as security and&;emsp;sell it to get his money back.

51.A. getB. make C. have D. carry

正确答案是:B

52.A.repay B. leave C. get D. give

正确答案是:A

53.A.borrowers B. lenders C. peoples D. others

正确答案是:A

54.A.cost B. ask C. charge D. change

正确答案是:C

55.A. byday B. by the day C. every day D. daily

正确答案是:D

56.A.paid B. to be paid C. pay D. paying

正确答案是:A

57.A. onB. to C. forD. with

正确答案是:B

58.A. toB. on C. into D onto

正确答案是:A

59.A. orB. also C. but also D. as well as

60.A. theplace B. possession C. turn D. care

正确答案是:B

ReadingComprehension

PassageOne

Studentsenrolled at least half time may borrow up to $3,000 form the government over a two-year period. Repayment of the loanbegins six months after the student leaves school. These loans carry oninterest until this time. The current interest rate is 5 percent. Students mayborrow up to $4,500 annually from a bank, credit union, savings and&;emsp;loan association orother eligible lender. Repayment onthese loans usually begins six months after the student leaves school. Theseloans carry no interest until this time. This current interest rate is 9percent. Parents may borrow up to $300 annually foreach dependent college.Repayment begins forty-five days after receiving the loan, and&;emsp;the interest rate is 12 percent.

61. Whichof the following is the main purpose?

A. Toremind students and&;emsp;their families to repay their loan.

B. Tocompare interest rates.

C. Toinform students and&;emsp;parents of the various loans available.

D. Toshow that government loans charge the least interest.

正确答案是:C

62. Thehighest interest rate is charged to _______.

A.full-time students B. parents

C.students borrowing from a credit unionD. half-time students

正确答案是:B

63. Ifparents had three children in college how much could they borrow annually?

A. 900 B.3,000 C. 300 D. 9,000

正确答案是:A

64.According to the passage which of the following is true.

A. Thegovernment lends students enrolled at least half time up to 3,000 annually.

B.Students may borrow up to $4,500 annually from four sources.

C.Students enrolled less than half time may borrow money.

D. Thecurrent interest rate from banks is 5 percent.

正确答案是:B

65. Itcan be inferred from the passage that _______.

A. thestudent‘s school determines who is aneligible lender

B. moneyis available forstudent loans

C.students need not be enrolled half time to borrow money

D. theinterest rate on student loans is increasing

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