2020年职称英语考试《综合类》考试共65题，分为单选题。小编每天为您准备了5道每日一练题目（附答案解析），一步一步陪你备考，每一次练习的成功，都会淋漓尽致的反映在分数上。一起加油前行。

1、Money or Friendship or Both
1. Friends and money don't mix. It's a dangerous combination since a fight over money is one of the fastest ways to end a friendship. But what if a friend asks you to tend him or her some money? If you don't lend your friend the money, you risk losing the friend. If you do lend your friend the money, you risk losing both the friendship and your money.
2. We have to face facts, so here are some situations you might run across with your buddies (伙伴) and some helpful tips (忠告) on how to deal with them. Thinking about why this person needs to borrow in the first place. If he is always living beyond his means, it is his fault, not yours. Any Sensible person would not put himself in a position of debt so often. So simply say "no" to this friend. Even if your friend really needs that money for emergency use and you are willing to help him, before you dive into your pocket, follow this reality check: Do you have the extra money? Are you sure you don't need it? Are you willing to write off that amount if it's not returned? If your answers are negative, do yourself a favor and say "no".
3. Let's assume you can't stand saying "no" to your friend because you don't want him living off cat food. What do you do? Write down these details on a sheet of paper before opening up your wallet:
Amount of the loan.
Date of the loan.
Time of repayment.
Amount of interest (if any).
Lender's and borrower's signature.
This will at least keep the borrower from forgetting the loan so easily, If your friend's loan is past due, it's important that you ask him－and it's actually not rude. The longer you wait, the more you are brood (忧伤), and the more your resentment builds.
4. You can send him a friendly reminder via E - mail. Tell him something like "I'm going over my bank account and I'm just wondering when we'll be able to settle that money thing." E - mail saves you from an uncomfortable face - to - face confrontation. There is almost no chance of turning a bad reaction into an argument. Unlike a public conversation, an E - mail message will always be private.
5. After asking two or three times, you might have to write it off. That's what happens. If he just doesn't have the money or is unwilling, then what kind of friend is that?
Before you lend money to your friend ____.
【单选题】

A.you can remind your friend of it via E - mail

B.you can lend more money to him or her

C.you must get to know why he or she needs that money

D.if you should lend money to your friend

E.you can call the police to settle the issue

F.there is no need to maintain a friendly relation with him or her

正确答案:C

答案解析:本题难度不大，答案依据不难找到。答案依据在第二段。读懂题干意思后，认真阅读第二段。第二段第二句话，Think about why this person needs to borrow in the first place，是主要依据，再回来看选项，C项符合文章句意，是答案。

2、Why People Use Pseudonyms (假名字)?
You can't choose the name you are given at birth, but in many countries you can change it legally when you reach adulthood. Of course, most people never change their names even if they feel unhappy about them. However some people do take this course of action－particularly artists! What makes an artist want to change their name? Sometimes it's for purely personal reasons, such as the Nobel Prize winning poet from Chile, Neftalf Reyes. He didn't want his father to know he was writing poetry, so he changed his name to Pablo Neruda when he was a young man. ____ other times the reason may appear strange, take the case of the Portuguese poet Femando Pessoa, who wrote under 75 different names. The reason? "When I use a different name, I always write in a different way," he explained. In most cases, however , people change their names for social, historical, political, or cultural reasons. Here are some of the most common: reason. The person's real name is just too long and difficult to remember. Let's be honest, Madonna Louise Ciccone is not as easy to remember as just plain Madonna. And short names are much easier to remember: William Bradley became Brad Pitt and Edson Arantes do Nascimento became Pele.
Sometimes names are changed for marketing purposes. For example, if a name sounds too foreign, it may be changed to something that is more recognizable in a market. So in the film world, Ramon Estsvez adopted the name Martin Sheen. Or maybe the artist's real name doesn't sound attractive－Chad Everett does sound a lot better than Raymond Cramton.
Artists sometimes choose the name of someone they admire. Robert Zimmerman changed his name to Boo Dylan because of his admiration for the Welsh poet, Dylan Thomas.
Another reason may be practical: in the past, women found it very difficult to get published. To avoid this situation, they sometimes gave themselves men's names, so the English author Mary Ann Evans became George Eliot, and she did get her books published!
【单选题】

A.On

B.In

C.At

D.During

正确答案:C

答案解析:本题有一定难度，干扰项有一定的干扰性，考点是介词at的固定搭配，答案是C。

3、Storms are frequent, here during summer.【单选题】

A.rare

B.never stopped

C.terrible

D.constant

正确答案:D

答案解析:constant和frequent都表示“经常发生的”，rare:稀少的、稀薄的、极好的、珍贵的； never stopped：永不停止；terrible：可怕的、很糟的、极坏的。

4、Three Ways to Become More Creative
Most people believe they don't have much imagination. They are wrong. Everyone has imagination, but most of us, once we become adults, forget how to access it. Creativity isn't always connected with great works of art or ideas. People at work and in their free time routinely think of creative ways to solve problems. Maybe you have a goal to achieve, a tricky question to answer or you just want to expand your mind! There are three techniques to help you.
This technique involves taking unrelated ideas and trying to find links between them. First, think about the problem you have to solve or the job you need to do. Then find an image, word, idea or object, for example, a candle. Write down all the ideas/words associated with candles, light, fire, matches, wax, night, silence, etc. Think of as many as you can. The next stage is to relate the ideas to the job you have to do. So imagine you want to buy a friend an original present; you could buy him tickets to a match or take him out for the night. Imagine that normal limitations don't exist. You have as much time/space/money, etc. as you want. Think about your goal and the new possibilities. If, for example, your goal is to learn to ski (滑雪), you can now practice skiing every day of your life (because you have the time and the money). Now adapt this to reality. Maybe you can practice skiing every day in December, or every Monday in January.
Look at the situation from a different point of view. Good negotiators (谈判者) use this technique in business, and so do writers. Fiction writers often imagine they are the characters in their books. They ask questions: what does this character want? Why can't she get it? What changes must she make to get what she wants? What does she dream about? If your goal involves other people, put yourself "in their shoes". The best fishermen think they are the fish!
We learn from the third technique that a good salesman should ask himself: ____.【单选题】

A.what do I usually do?

B.what did my boss tell me to do?

C.what are my customers' needs?

D.how should I sell my products?

正确答案:C

答案解析:本题难度不大，读完文章，可以推断出，销售人员要站在消费者的立场上考虑，所以不难找到答案。答案依据是最后一段：Good negotiators (谈判者) use this technique in business, and so do writers. Fiction writers often imagine they are the characters in their books.

5、Making Yourself a Good Record
If you are an American and you think you might need to borrow money someday, the best thing to do is to start early.
That's because just as many employers want to hire only people with experience, banks and other creditors are usually reluctant to lend to those without a proven track record of paying back, on time, the money they have borrowed.
But if you need experience just to get a start, how do you get that start in the first place?
With a little help from your parents usually, while you are still financially dependent on them. It is easy to get a credit card or student loan when you are in college, because banks figure your parents will bail you out if you fail to pay.
So just as students take on internships to build up their resumes, one s university time can be a good time to work on another important personal record: the credit report
Credit reports are a ______ of one's personal credit history, gathered by a credit reporting agency, or CRA.
Banks, and companies including hospitals, landlords and insurance companies-regularly report to the three main CRAs in the US on how their customers are doing at paying back the money they owe.
Anyone with a "legitimate business need" has the right to order individuals' reports from the CRAs. Potential creditors usually compile the information in the reports into a credit "score", ranking the level of creditworthiness. Lack of experience in borrowing in addition to a bad record of doing so, can result in a low score.
Even if you are not considering taking out a loan for such a large purchase as a home or car, your credit report can be important to getting through life. Landlords often ask for the reports to judge whether a person can be trusted to pay the rent. Credit checks are necessary for getting a credit card, even for purchasing a mobile phone calling plan.
People can obtain a copy of their own credit report, usually at a cost of around US$ 8-9. Some consumer organizations recommend doing this once a year to allow one to catch any mistakes that have slipped into the records or, even worse, to find out whether any fraud has taken place. Though the system is controlled by laws meant to protect people's privacy, it isn't fool-proof. Sometimes people take out bad loads in others' names, ruining their records.
In a society addicted tocredit, that can be a disaster.
【单选题】

A.explanation

B.investigation

C.summary

D.examination

正确答案:C

答案解析:空格前有不定冠词“a”，因此选取的单词的首字母的发音不能是元音，故C项为正确答案。