2022年职称英语考试《综合类》考试共65题，分为单选题。小编每天为您准备了5道每日一练题目（附答案解析），一步一步陪你备考，每一次练习的成功，都会淋漓尽致的反映在分数上。一起加油前行。

1、Money ｏｒFriendship ｏｒBoth1. Friends ａｎｄ　money don\'t mix. It\'s a dangerous combination since a fight over money is one of the fastest ways to end a friendship. But what if a friend asks you to tend him ｏｒher some money? If you don\'t lend your friend the money, you risk losing the friend. If you do lend your friend the money, you risk losing both the friendship ａｎｄ　your money.2. We have to face facts, so here are some situations you might run across with your buddies (伙伴) ａｎｄ　some helpful tips (忠告) on how to deal with them. Thinking about why this person needs to borrow in the first place. If he is always living beyond his means, it is his fault, not yours. Any Sensible person would not put himself in a position of debt so often. So simply say "no" to this friend. Even if your friend really needs that money fｏｒemergency use ａｎｄ　you are willing to help him, before you dive into your pocket, follow this reality check: Do you have the extra money? Are you sure you don\'t need it? Are you willing to write off that amount if it\'s not returned? If your answers are negative, do yourself a favｏｒａｎｄ　say "no".3. Let\'s assume you can\'t stａｎｄ　saying "no" to your friend because you don\'t want him living off cat food. What do you do? Write down these details on a sheet of paper before opening up your wallet:Amount of the loan.Date of the loan.Time of repayment.Amount of interest (if any).Lender\'s ａｎｄ　borrower\'s signature.This will at least keep the borrower from forgetting the loan so easily, If your friend\'s loan is past due, it\'s important that you ask him－ａｎｄ　it\'s actually not rude. The longer you wait, the more you are brood (忧伤), ａｎｄ　the more your resentment builds.4. You can send him a friendly reminder via E - mail. Tell him something like "I\'m going over my bank account ａｎｄ　I\'m just wondering when we\'ll be able to settle that money thing." E - mail saves you from an uncomfortable face - to - face confrontation. There is almost no chance of turning a bad reaction into an argument. Unlike a public conversation, an E - mail message will always be private.5. After asking two ｏｒthree times, you might have to write it off. That\'s what happens. If he just doesn\'t have the money ｏｒis unwilling, then what kind of friend is that?Before you lend money to your friend ____.【单选题】

A.you can remind your friend of it via E - mail

B.you can lend more money to him ｏｒher

C.you must get to know why he ｏｒshe needs that money

D.if you should lend money to your friend

E.you can call the police to settle the issue

F.there is no need to maintain a friendly relation with him ｏｒher

正确答案:C

答案解析:本题难度不大，答案依据不难找到。答案依据在第二段。读懂题干意思后，认真阅读第二段。第二段第二句话，Think about why this person needs to borrow in the first place，是主要依据，再回来看选项，C项符合文章句意，是答案。

2、Money ｏｒFriendship ｏｒBoth1. Friends ａｎｄ　money don\'t mix. It\'s a dangerous combination since a fight over money is one of the fastest ways to end a friendship. But what if a friend asks you to tend him ｏｒher some money? If you don\'t lend your friend the money, you risk losing the friend. If you do lend your friend the money, you risk losing both the friendship ａｎｄ　your money.2. We have to face facts, so here are some situations you might run across with your buddies (伙伴) ａｎｄ　some helpful tips (忠告) on how to deal with them. Thinking about why this person needs to borrow in the first place. If he is always living beyond his means, it is his fault, not yours. Any Sensible person would not put himself in a position of debt so often. So simply say "no" to this friend. Even if your friend really needs that money fｏｒemergency use ａｎｄ　you are willing to help him, before you dive into your pocket, follow this reality check: Do you have the extra money? Are you sure you don\'t need it? Are you willing to write off that amount if it\'s not returned? If your answers are negative, do yourself a favｏｒａｎｄ　say "no".3. Let\'s assume you can\'t stａｎｄ　saying "no" to your friend because you don\'t want him living off cat food. What do you do? Write down these details on a sheet of paper before opening up your wallet:Amount of the loan.Date of the loan.Time of repayment.Amount of interest (if any).Lender\'s ａｎｄ　borrower\'s signature.This will at least keep the borrower from forgetting the loan so easily, If your friend\'s loan is past due, it\'s important that you ask him－ａｎｄ　it\'s actually not rude. The longer you wait, the more you are brood (忧伤), ａｎｄ　the more your resentment builds.4. You can send him a friendly reminder via E - mail. Tell him something like "I\'m going over my bank account ａｎｄ　I\'m just wondering when we\'ll be able to settle that money thing." E - mail saves you from an uncomfortable face - to - face confrontation. There is almost no chance of turning a bad reaction into an argument. Unlike a public conversation, an E - mail message will always be private.5. After asking two ｏｒthree times, you might have to write it off. That\'s what happens. If he just doesn\'t have the money ｏｒis unwilling, then what kind of friend is that?If your friend refuses to return the money ____. 【单选题】

A.you can remind your friend of it via E - mail

B.you can lend more money to him ｏｒher

C.you must get to know why he ｏｒshe needs that money

D.if you should lend money to your friend

E.you can call the police to settle the issue

F.there is no need to maintain a friendly relation with him ｏｒher

正确答案:F

答案解析:本题难度也不大，答案依据不难找到。答案依据在最后一段。最后一段这一句，after asking two ｏｒthree times, you might have to write it off ａｎｄ　the friendship with it，谈到在两三次要账未成后，就可以结束友谊了，回来看选项，F项符合文章句意，是答案。

3、Making Yourself a Good RecordIf you are an American ａｎｄ　you think you might need to borrow money someday, the best thing to do is to start early.That\'s because just as many employers want to hire only people with experience, banks ａｎｄ　other creditors are usually reluctant to lend to those______ a proven track record of paying back, on time, the money they have borrowed.But if you need experience just to get a start, how do you get that start in the first place?With a little help from your parents usually, while you are still financially dependent on them. It is easy to get a credit card ｏｒstudent loan when you are in college, because banks figure your parents will bail you out if you fail to pay.So just as students take on internships to build up their resumes, one s university time can be a good time to work on another important personal record: the credit reportCredit reports are a summary of one\'s personal credit history, gathered by a credit reporting agency, ｏｒCRA.Banks, ａｎｄ　companies including hospitals, landlords ａｎｄ　insurance companies-regularly report to the three main CRAs in the US on how their customers are doing at paying back the money they owe.Anyone with a "legitimate business need" has the right to ｏｒｃｅｒindividuals\' reports from the CRAs. Potential creditors usually compile the information in the reports into a credit "score", ranking the level of creditworthiness. Lack of experience in borrowing in addition to a bad record of doing so, can result in a low score.Even if you are not considering taking out a loan fｏｒsuch a large purchase as a home ｏｒcar, your credit report can be important to getting through life. Landlords often ask fｏｒthe reports to judge whether a person can be trusted to pay the rent. Credit checks are necessary fｏｒgetting a credit card, even fｏｒpurchasing a mobile phone calling plan.People can obtain a copy of their own credit report, usually at a cost of around US$ 8-9. Some consumer organizations recommend doing this once a year to allow one to catch any mistakes that have slipped into the records or, even worse, to find out whether any fraud has taken place. Though the system is controlled by laws meant to protect people\'s privacy, it isn\'t fool-proof. Sometimes people take out bad loads in others\' names, ruining their records.In a society addicted tocredit, that can be a disaster.【单选题】

A.with

B.without

C.on

D.by

正确答案:B

答案解析:备选项A和B有关系，所以重点注意空格所在的局部结构other creditors are usually reluctant to lend to those ______a proven track record of paying back（其他的债权人通常不愿意把钱借给那些没有偿还记录的人），故B项为正确答案。

4、Making Yourself a Good RecordIf you are an American ａｎｄ　you think you might need to borrow money someday, the best thing to do is to start early.That\'s because just as many employers want to hire only people with experience, banks ａｎｄ　other creditors are usually reluctant to lend to those without a proven track record of paying back, on time, the money they have borrowed.But if you need experience just to get a start, how do you get that start in the first place?With a little help from your parents usually, while you are still financially dependent on them. It is easy to get a credit card ｏｒstudent loan when you are in college, because banks figure your parents will bail you out if you fail to pay.So just as students take on internships to build up their resumes, one s university time can be a good time to work on another important personal record: the credit reportCredit reports are a summary of one\'s personal credit history, gathered by a credit reporting agency, ｏｒCRA.Banks, ａｎｄ　companies including hospitals, landlords ａｎｄ　insurance companies-regularly report to the three main CRAs in the US on how their customers are doing at paying back the money they owe.Anyone with a "legitimate business need" has the right to ｏｒｃｅｒindividuals\' reports from the CRAs. Potential creditors usually compile the information in the reports into a credit "score", ranking the level of creditworthiness. Lack of experience in borrowing in addition to a bad record of doing so, can result in a low score.Even if you are not considering taking out a loan fｏｒsuch a large purchase as a home ｏｒcar, your credit report can be important to getting through life. Landlords often ask fｏｒthe reports to judge whether a person can be trusted to pay the rent. Credit checks are necessary fｏｒgetting a credit card, even fｏｒpurchasing a mobile phone calling plan.People can obtain a copy of their own credit report, usually at a cost of around US$ 8-9. Some consumer organizations recommend doing this once a year to allow one to catch any mistakes ______have slipped into the records or, even worse, to find out whether any fraud has taken place. Though the system is controlled by laws meant to protect people\'s privacy, it isn\'t fool-proof. Sometimes people take out bad loads in others\' names, ruining their records.In a society addicted tocredit, that can be a disaster.【单选题】

A.these

B.what

C.that

D.those

正确答案:C

答案解析:空格所在的结构是跟在名词mistakes后面的定语从句，只有that可以引导定语从句。故C项为正确答案。

5、Why Would They Falsely Confess?Why on earth would an innocent person falsely confess to committing a crime? To most people, it just doesn\'t seem logical. But it is logical, say experts, if you understａｎｄ　what can happen in a police interrogation room.Under the right conditions, people\'s minds are susceptible to influence, ａｎｄ　the pressure put on suspects during police grillings is enormous.______ "The pressure is important to understand, because otherwise it\'s impossible to understａｎｄ　why someone would say he did something he didn\'t do. The answer is: to put an end to an uncomfortable situation that will continue until he does confess. "Developmental psychologist Allison Redlich recently conducted a laboratory study to determine how likely people are to confess to things they didn\'t do. In her experiment, participants were seated at computers ａｎｄ　told not to hit the "alt" key, because doing so would crash the systems. The researchers then intentionally crashed the computers ａｎｄ　accused the participants of hitting the "alt" key to see if they would sign a statement falsely taking responsibility.Redlich\'s findings clearly demonstrate how easy it can be to get people to falsely confess: 59 percent of the young adults in the experiment immediately confessed. Redlich also found that the younger the participant, the more likely a false confession. Of the 15-to 16-year-olds, 72 percent signed confessions, as did 78 percent of the 12-to 13-year-olds. "There\'s no question that young people are more at risk," says Saul Kassin, a psychology professｏｒat Williams College, who has done similar studies with similar results. "But adults are highly vulnerable too. " Both Kassin ａｎｄ　Redlich note that the entire "interrogation" in their experiments consisted of a simple accusation-not hours of aggressive questioning-ａｎｄ　still, most participants falsely confessed.Because of the stress of a police interrogation, they conclude, suspects can become convinced that falsely confessing is the easiest way out of a bad situation. "In some ways," says Kassin, "false confession becomes a rational decision. "【单选题】

A.In her experiment, participants were seated at computers ａｎｄ　told not to hit the "alt" key, because doing so would crash the systems.

B."In some ways," says Kassin, "false confession becomes a rational decision. "

C."It\'s a little like somebody\'s working on them with a dental drill," says Franklin Zimring, a law professｏｒat the University of California at Berkeley.

D."But adults are highly vulnerable too. "

E.How could an innocent person admit to doing something he didn\'t do?

F.Redlich also found that the younger the participant, the more likely a false confession.

正确答案:C

答案解析:解答此题时要注意，空格处后是一段引文，而空格处前没有引文，所以此处一定是引用了某人的话，因此答案只可能在B、C、D项中。但D项只是一句引用的话，并没有提及是谁说的，这不符常理，故排除。B项虽然提到了Kassin，但没有对其身份进行说明，这也不符合“第一次提到某人是要有所说明”的习惯（实际上他出现在第五段），故排除B项，因此只能选C项，只有此项符合上下文语境。